Buyer Closing Costs

Customary Buyer's Closing Costs (Florida)

  • Closing Fee
  • Lender's Title policy (not applicable Cash transaction)
  • Endorsements to Lender's Policy (Required by Lender)
  • Recording Fees (Deed and Mortgage) $10.00 first page, $8.50 each additional page
  • Doc Stamps on Mortgage of $.35 per $100 based on mortgage amount (not applicable Cash transaction)
  • Intangible tax on Mortgage of $.002 x mortgage amount (not applicable Cash transaction)
  • Applicable HOA or Condo transfer fees or dues
  • 1 year of Homeowner's Insurance up front (may not apply in all transactions)
  • Customary Lender Costs (refer to your Good Faith Estimate provided by your Lender)
  • Property Inspections (Survey, Termite, Home Inspection)

* These fees are determined by the sales contract and can change based on agreements made between sellers and buyers.  Please contact your Realtor for more information.

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